Estate Tax Exposure Tool

Determine your potential liability for federal and state "death taxes" based on your total net worth.

Include life insurance payouts, real estate, and retirement accounts.

Federal Estate Tax (2024 limits)

No Federal Exposure: Your estate is below the exemption limit.
High Exposure: You exceed the limit. The amount over the limit is taxed at up to 40%.

State Estate Tax

No State Exposure: Based on your selections, you are under the state limits or live in a tax-free state.
State Exposure Detected: You likely breach your state's lower threshold. State rates range from 10% to 20%.